Rate Reduction Loan

Bring your high interest loans here.

SVFCU will take up to 2% off your current personal or auto loan from another financial institution. Restrictions apply. Ask a loan officer for details.

SVFCU will determine your interest rate based on your credit rating, amount and term of the loan, collateral, and other underwriting factors. We will offer our best possible rate based on your qualifications.   Lowest rate for auto loans is 1.99% and 5.99% for personal loans. Rates listed are Annual Percentage Rates (APRs) and are subject to change at any time.