Why do millions of people worldwide choose to join a credit union rather
than a bank?
Because You Own It
SVFCU is a cooperative owned by its members. As an owner, you have representation on a volunteer Board of Directors. This gives you a voice in how your credit union is run and, unlike a bank, credit unions have no stockholders putting their own needs ahead of your financial well-being.
We Are Local and Not-for-Profit
Money deposited into SVFCU stays here and is used to support the loan products offered to our other member/owners. In turn, finance charges from loans go toward paying dividends on savings and financing the full range of services the Credit Union offers. A financial cooperative in the truest sense, SVFCU is about People Helping People.
It's About Your Financial Well-Being
SVFCU provides services geared toward improving the economic and social well-being of all members. Your financial needs are always our top priority - not profit margin.
Personal, Dedicated Member Service Matters
Our member service representatives and loan officers are here to help you. From understanding your credit report to navigating the mortgage process, from protecting your identity to managing your finances, we're here to help!
Gold Star Members Get Loan Discounts. Claim Your Savings!
It pays to use SVFCU for all your banking needs. Our Gold Star Members receive an additional ½% APR* discount on select loans just for using everyday services. The rates as listed include the Gold Star Member Discount on qualifying loans. Learn More