Why do millions of people worldwide choose to join a credit union rather than a bank?

Because You Own It

SVFCU is a cooperative owned by its members. As an owner, you have representation on a volunteer Board of Directors. This gives you a voice in how your credit union is run and, unlike a bank, credit unions have no stockholders putting their own needs ahead of your financial well-being.

We Are Local and Not-for-Profit

Money deposited into SVFCU stays here and is used to support the loan products offered to our other member/owners. In turn, finance charges from loans go toward paying dividends on savings and financing the full range of services the Credit Union offers. A financial cooperative in the truest sense, SVFCU is about People Helping People.

It's About Your Financial Well-Being

SVFCU provides services geared toward improving the economic and social well-being of all members. Your financial needs are always our top priority - not profit margin.

Personal, Dedicated Member Service Matters

Our member service representatives and loan officers are here to help you. From understanding your credit report to navigating the mortgage process, from protecting your identity to managing your finances, we're here to help!