Visa Credit Cards
Our Platinum and Classic Visa credit cards offer:
- Zero Liability for Fraudulent Transactions
- Cash Advances the Same Rate as Purchases
- 25-Day Grace Period on Purchases
- Free Balance Transfers
- Online Account Access at SVFCU Online Banking
Call 800-948-1454 or contact a loan officer today for more information.
Visa Credit Cards
Effective 1-1-2026
| Level | Purchases APR* | Balance Transfer APR* |
|---|---|---|
| Onyx | 6.90% | 6.90% |
| Platinum | 9.90% | 6.90% |
| Classic | 12.90% - 15.90% | 12.90% - 15.90% |
View Full Visa Disclosure, including Rates, Fees and Terms.
*APR = Annual Percentage Rate when you open your account, based on your creditworthiness.
Save with a Visa Balance Transfer
Roll your high-rate debts from other institutions or store cards onto your SVFCU Visa credit card! The process is simple and can be accomplished either with a new card application or at any time after your Visa credit card is established. See a representative for current Balance Transfer rates.
Just provide the amount owed, name, address, phone and account number of one or more other credit cards when you request the balance transfer. SVFCU never charges a balance transfer fee.
Earn Platinum Rewards
You earn points everywhere in the United States your SVFCU Visa Platinum card is accepted.
Points can be redeemed for event tickets, electronics, gift cards, hotel rooms, rental cars, and so much more. One point is earned for every dollar spent using your Visa Platinum credit card! Points expire after 5 years. You can check your points balance when you log in to your account online.
