Skip-A-Payment

Take a vacation from loan payments! Skip a month on one or several loans and keep the cash in hand for other things.


What loan payments can I skip?

You can skip the payment for one month on any consumer* loan(s) in good standing,** including your Visa Credit Card. This offer applies to loans with at least 12 months of on-time payments. Only one skip application per loan will be approved in any twelve-month period.

How do I sign up?

Simply complete a Skip-A-Payment Application and return it to SVFCU at least one week prior to the scheduled due date. We cannot accept requests by phone or by e-mail. If your loan is paid via direct deposit, your payment will be deposited to your savings or checking account.

What is the fee?

The processing fee is $20 per skipped payment for loans with monthly payments $75 or less, and $40 for higher monthly payments.

Skip A Payment
Or contact member services for more information.
*Offer excludes first mortgages, home equity, AutoSavers and student loans. Other restrictions may apply.
**To be in good standing, the loan, must be current and have a history of on-time payments. Approval is at the credit union’s discretion based on factors including, but not limited to, collateral protection insurance history (if applicable).
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