RVs, Boats & More
We know you play as hard as you work. Turn your plans into reality with a recreational vehicle loan from SVFCU. Our RV loan process is simple, with fast decisions and affordable rates.
If You Can Drive It, We Can Finance It!
- Motor Home
- Personal Watercraft / Jet Ski
- 5th Wheel
- 4-Wheel ATV
SVFCU lends up to 100% of the value of the RV. Term lengths up to 10 years are available, depending upon loan amount and credit factors. The interest rate for recreational vehicles differs from those assigned to automobiles and motorcycles and is based on length of term, credit score and other underwriting factors. As with other vehicle loans, the title is held as collateral and proof of insurance is required. Contact a loan officer to determine the rate that applies in your case. Preapproval is encouraged so that you can negotiate at the dealership with confidence.
Already own your RV? It's Not To Late To Refinance!
If you have a loan for your RV elsewhere and aren't thrilled with the rate, SVFCU may well be able to refinance your purchase and reduce the cost of your loan. Speak to a loan officer to evaluate your options. In many cases it is possible to refinance up to 100% of the original purchase price if it is within a year after purchase.
Shopping for a recreational vehicle? We have a loan for that!
*Rates as publicized include the .5% APR Gold Star Member Discount (except on excluded loan types), assume A+ credit, and are the lowest rates available at this time. SVFCU will determine your interest rate based on your credit rating, amount and term of the loan, collateral, and other underwriting factors. Your rate may be higher than the advertised rate. We will offer our best possible rate based on your qualifications. Rates listed are Annual Percentage Rates (APRs) and are subject to change at any time.
Online & Mobile Banking - Steps to Enroll
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Effective Feb 1, 2018
|Recreational Vehicle Loans|
||Up to 60 Month