First Mortgages

Make SVFCU the first step toward your new home, or the next step toward a money-saving refinance.

Susquehanna Valley FCU delivers mortgage options for every borrower. Our team of first mortgage specialists will work with you to provide the loan best-suited to your needs. Both Adjustable Rate and Conventional Mortgages are available and feature:

  • Low lender fees
  • Competitive interest rates
  • Convenient Internet applications
  • Preapprovals

Receive personalized care from our team of 1st Mortgage specialists. Call 855-913-6198 or visit our Online Mortgage Center today to learn more.

Find your Comfort Zone with the 15/15 ARM

Enjoy both an affordable payment and the peace of mind that comes from knowing that the one-time rate adjustment on this 30-year Adjustable Rate Mortgage is limited and clear.

The rate for the first 15 years of your 15/15 ARM is set at closing (amortized over 30 years.) At the beginning of the second 15-year period, the rate will adjust upward or downward by a maximum of 4% and locks in at that new rate for the remainder of the 30-year term. The Comfort Zone 15/15 ARM is for purchase or refinance of owner-occupied, primary residences.

Your 15/15 ARM will have a "Lock and Shop" feature whereby you can lock in at an interest rate you like for 90 days, shop for a home, and then "float down" to market rate ten days prior to closing.

Apply Now
Or contact our mortgage specialists at 855-913-6198 for more information.
Current Offer
Gold Star Members Get Loan Discounts. Claim Your Savings!

It pays to use SVFCU for all your banking needs. Our Gold Star Members receive an additional ½% APR* discount on select loans just for using everyday services. The rates as listed include the Gold Star Member Discount on qualifying loans.

Learn More|Next Offer
The staff at SVFCU are a part of my family.
— Julie B., Mechanicsburg, PA
Read More Testimonials