First Mortgages

Make SVFCU the first step toward your new home, or the next step toward a money-saving refinance.

Susquehanna Valley FCU delivers mortgage options for every borrower. Our team of first mortgage specialists will work with you to provide the loan best-suited to your needs. Both Adjustable Rate and Conventional Mortgages are available and feature:

  • Low lender fees
  • Competitive interest rates
  • Convenient Internet applications
  • Preapprovals
Receive personalized care from our team of 1st Mortgage specialists. Call 855-913-6198 or visit our Online Mortgage CenterOpens in New Window today to learn more.
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Or contact our mortgage specialists at 855-913-6198 for more information.

Find your Comfort Zone with the 15/15 ARM

Enjoy both an affordable payment and the peace of mind that comes from knowing that the one-time rate adjustment on this 30-year Adjustable Rate Mortgage is limited and clear.

The rate for the first 15 years of your 15/15 ARM is set at closing (amortized over 30 years.) At the beginning of the second 15-year period, the rate will adjust upward or downward by a maximum of 4% and locks in at that new rate for the remainder of the 30-year term. The Comfort Zone 15/15 ARM is for purchase or refinance of owner-occupied, primary residences.

Your 15/15 ARM will have a "Lock and Shop" feature whereby you can lock in at an interest rate you like for 90 days, shop for a home, and then "float down" to market rate ten days prior to closing.