Debt Consolidation
If you use multiple SVFCU services, you may qualify for our Gold Star Member rate discount to take an additional .5% off the standard interest rate of your loan! Convenient automatic payment options are available.
Choose from several debt consolidation options:
Secured Consolidation Loan
Offers the lowest-possible interest rate by using a vehicle title or shares as collateral.
Signature Consolidation Loan
A personal loan not secured through equity or savings.
Home Equity Loan
Use the equity in your home as collateral and can often provide sufficient funds to consolidate both small and larger loans such as automobiles or education expenses.
Visa Balance Transfer
Roll your high-rate debts from other institutions or store cards onto your SVFCU Visa credit card!
Apply for a New Card or Request a Balance Transfer on Existing Card
Benefit from flexible terms that meet your needs. We offer a variety of payment options, including automatic transfer or ACH. Low-cost Life and/or Credit Disability insurance is available for your added peace of mind.
Although debt consolidation won’t immediately improve your credit score, it can help you to effectively manage and reduce your debt over time.
Call 800-948-1454 or email a loan officer today for more information.
