AutoSavers ... a smart financing choice for you! See how the AutoSavers compares to both conventional financing and leasing!
How would you like a low payment vehicle loan program that combines the best features of conventional financing along with the benefits of leasing! Sound too good to be true? Well, Susquehanna Valley FCU has the vehicle financing answer for you… AutoSavers!
AutoSavers gives you the best of both worlds. Like a lease, AutoSavers offers payments considerably lower than conventional financing on your new or pre-owned vehicle. Yet, unlike leasing, with AutoSavers you own the vehicle and receive all the flexibility and benefits of vehicle ownership!
AutoSavers compared to Conventional Financing:
- Lower monthly payments with payment savings as high as 40%.
- Flexible loan terms from 2 to 6 years on all model years.
- Payments are based on actual use of vehicle (depreciation) with final balloon payment based on the projected resale value of the vehicle at loan maturity.
- Eliminated negative equity risk factor associated with conventional financing.
AutoSavers compared to Leasing:
- Unlike most leases, you can pay off your loan, sell or trade your vehicle anytime with no prepayment penalty OR
- Simply return the vehicle at loan maturity instead of paying the final balloon payment and walk away with no end of loan term hassles!
- Unlike leasing both new and pre-owned vehicles up to 5 years old qualify for AutoSavers low payment financing.
- Unlike leasing, you own the vehicle (titled in your name - not the leasing company's)
- Lower excess mileage charge than most leasing programs of only $0.10 per mile.
- AutoSavers financing requires no money down and has no hidden costs typically found in leasing (i.e. high money factor, up front capitalization cost, acquisition fees, security deposit, first and last payment, etc ...)
- Moving? No problem! Unlike leasing, if you choose to turn your vehicle in, we will pick it up anywhere in the United States. No long drives back to the dealer, we come to you!
Compare for Yourself
Find out how low your AutoSavers payment could be! Build your car and compare a conventionally financed vehicle payment with the low AutoSavers payment. Get Started!
For more information about AutoSavers call Shelby or Eric in the Loan Department.
Restrictions apply. Skip-a-payment cannot be used with AutoSavers. AutoSavers rates differ from conventional auto rates. See loan officer for details. SVFCU will determine your interest rate based on credit history, amount and term of the loan, collateral, and other underwriting factors. Rates listed are APRs and are subject to change at any time.
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