Deposit Rates
Dividends are credited monthly. These are the rates SVFCU is currently paying, subject to change:
Effective 1-1-2026 Share Savings Accounts are available as Primary Savings, Coverdell Education Savings, and Health Savings Accounts.Savings
Account
Minimum Balance *
Rate
APY **
Share Savings
$5.00
0.10%
0.10%
Club Account
$100.00
0.10%
0.10%
Goal Savings
$0.00 ***
0.10%
0.10%
*Minimum balance required to open account.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.
***All Share & Club accounts except Goal Savings accounts require a $100 minimum balance to earn dividends.
Effective 1-1-2026 *Minimum balance required to earn dividends. Dividends are paid on the last day of each month.Money Markets
Minimum Balance *
Rate
APY **
$2,500 – $24,999 ***
0.25%
0.25%
$25,000 – $49,999
0.35%
0.35%
$50,000 – $99,999
0.50%
0.50%
$100,000 +
0.65%
0.65%
**APY = Annual Percentage Yield
***$10 Monthly Fee if balance falls below minimum balance required; fees could reduce the earnings on this account.
Effective 1-1-2026 Dividends are paid on the last day of each month and may be added to the Certificate, be deposited to your account, or mailed to you by check.Certificates
Term
Minimum Balance *
Rate
APY **
6 Months
$500
1.00%
1.00%
1 Year
$500
1.14%
1.15%
2 Years
$500
1.29%
1.30%
3 Years
$500
1.64%
1.65%
*Minimum Balance is $500.00. rates subject to change anytime without notice. Offers may be withdrawn at any time. A penalty may be imposed for early withdrawal from a certificate account and could reduce earnings.
**APY=Annual Percentage Yield
Effective 1-1-2026 *Minimum balance required to open account.IRA Savings
Minimum Balance *
Rate
APY **
$0
0.10%
0.10%
**APY = Annual Percentage Yield. Dividends are paid on the last day of each month.
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Your Savings are Insured
Your savings at Susquehanna Valley FCU are insured to at least $250,000 by the Federal Government through the National Credit Union Administration (NCUA), which receives the highest ranking from deposit insurance experts as the healthiest of the federal insurance funds.
