Deposit Rates
From flexible savings, club and retirement accounts to higher-earning Certificates and Money Market accounts, SVFCU has the means to keep your money safe and make it grow.
Dividends are credited monthly. These are the rates SVFCU is currently paying, subject to change:
Savings
Effective Mar 1, 2023| Account | Min Balance* | Rate | APY** |
|---|---|---|---|
| Share Savings | $5 | 0.05% | 0.05% |
| Club Accounts | $0*** | 0.05% | 0.05% |
Share Savings Accounts are available as Primary Savings, Coverdell Education Savings, and Health Savings Accounts.
*Minimum balance required to open account.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.
***All club accounts except Christmas Club accounts require a $100 minimum balance to earn dividends.
*Minimum balance required to open account.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.
***All club accounts except Christmas Club accounts require a $100 minimum balance to earn dividends.
Money Markets
Effective Mar 1, 2023| Min Balance* | Rate | APY** |
|---|---|---|
| $2,500 - $4,999*** | 0.15% | 0.15% |
| $5,000 - $49,999 | 0.20% | 0.20% |
| $50,000+ | 0.25% | 0.25% |
*Minimum balance required to earn dividends. Dividends are paid on the last day of each month.
**APY=Annual Percentage Yield
***$10 Monthly Fee if balance falls below minimum balance required; fees could reduce the earnings on this account.
**APY=Annual Percentage Yield
***$10 Monthly Fee if balance falls below minimum balance required; fees could reduce the earnings on this account.
Certificates
Effective Mar 1, 2023| Term | Min Deposit | Rate | APY* |
|---|---|---|---|
| 6 Month | $500 | 0.75% | 0.75% |
| 1 Year | $500 | 0.90% | 0.90% |
| 2 Year | $500 | 1.05% | 1.06% |
| 3 Year | $500 | 1.20% | 1.21% |
Dividends are paid on the last day of each month and may be added to the Certificate, be deposited to your account, or mailed to you by check.
*APY=Annual Percentage Yield
*APY=Annual Percentage Yield
IRA Savings
Effective Mar 1, 2023| Min Balance* | Rate | APY** |
|---|---|---|
| $0 | 0.10% | 0.10% |
*Minimum balance required to open account.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.
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Your Savings are Insured
Your savings at Susquehanna Valley FCU are insured to at least $250,000 by the Federal Government through the National Credit Union Administration (NCUA), which receives the highest ranking from deposit insurance experts as the healthiest of the federal insurance funds.
