Deposit Rates

From flexible savings, club and retirement accounts to higher-earning Certificates of Deposit and Money Market accounts, SVFCU has the means to keep your money safe and make it grow.

Dividends are credited monthly. These are the rates SVFCU is currently paying, subject to change:

Savings

Effective Jul 1, 2018
Account Min Balance* Rate APY**
Share Savings $5 0.05% 0.05%
Club Accounts $0*** 0.05% 0.05%
Share Savings Accounts are available as Primary Savings, Coverdell Education Savings, and Health Savings Accounts.
*Minimum balance required to open account.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.
***All club accounts except Christmas Club accounts require a $100 minimum balance to earn dividends.

Money Markets

Effective Jul 1, 2018
Min Balance* Rate APY**
$2,500 - $4,999*** 0.06% 0.06%
$5,000 - $49,999 0.07% 0.07%
$50,000+ 0.08% 0.08%
*Minimum balance required to earn dividends. Dividends are paid on the last day of each month.
**APY=Annual Percentage Yield
***$10 Monthly Fee if balance falls below minimum balance required; fees could reduce the earnings on this account.

Certificates

Effective Jul 1, 2018
Term Min Deposit Rate APY*
6 Month $500 0.15% 0.15%
1 Year $500 0.20% 0.20%
2 Year $500 0.30% 0.30%
3 Year $500 0.50% 0.50%
Dividends are paid on the last day of each month and may be added to the Certificate, be deposited to your account, or mailed to you by check.
*APY=Annual Percentage Yield

IRA Savings

Effective Jul 1, 2018
Min Balance* Rate APY**
$0 0.10% 0.10%
*Minimum balance required to open account.
**APY=Annual Percentage Yield. Dividends are paid on the last day of each month.

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Your Savings are Insured

Your savings at Susquehanna Valley FCU are insured to at least $250,000 by the Federal Government through the National Credit Union Administration (NCUA), which receives the highest ranking from deposit insurance experts as the healthiest of the federal insurance funds.