SVFCU checking accounts let you avoid many of the fees and penalties that big banks are notorious for. Enjoy easy access and dependability delivered with personal service, all with no monthly maintenance fees.

This is free checking that truly goes above and beyond.

Remote access services make your account accessible from virtually anywhere via Online and Mobile Banking, worldwide Visa Debit and ATM access, and thousands of Shared Service Centers nationwide.

Our Rebate Checking Account is a popular choice among our membership for its fee-free, value-added benefits, most notably a .5% discount on most loan products! *See requirements needed below to qualify. Your Rebate Checking also includes a free box of checks (up to $15 value) each year.

Find the Account that's Best for You

        STANDARD         PREMIUM
Minimum Balance $1,000
Below Minimum FeeNo FeeNo FeeNo Fee
Monthly Service FeeNo FeeNo FeeNo Fee
Free Checks1 Box per year
up to $15
1 Box per year
up to $15
ART Telephone AccessFreeFreeFree
ATM/Visa Check CardFreeFreeFree
Online & Mobile AccessFreeFreeFree
Electronic Bill PayerFreeFreeFree
Bill Payer Transactions6 per Month20 per Month20 per Month
Additional Transactions$.50 Each$.50 Each$.50 Each
ACH Debits
Overdraft Protection
*Other RequirementsOnline Access
Bill Payer
Direct Deposit ($300+)
Loan Discounts.5% off most loans

Or contact member service for more information.

CardValet® — Turn your Debit Card On/Off

Monitor your Debit Card inside the SVFCU Mobile App. Cardholders use CardValet® to turn their card on and off, set locations where the card can be used, restrict transactions based on merchant type, establish transaction amount limit, schedule alerts for certain transaction types and much more!

Reorder checks onlineOpens in New Window or through the SVFCU office. A complete selection of available designs and special features is available.

Need Help Managing Your Money?

Everyone could use a little advice now and then on how to improve their financial habits and planning. Check out our tips for Managing Money and Protecting Your Identity to make sure you're on the right track.

*APR=Annual Percentage Rate
** Overdraft Protection: We will transfer funds from your savings account to cover your checks up to six (6) times per month. See Disclosure of Account TermsOpens in New Window for full details. † Discount of 1/2% off loan rates applies to some but not all types of loans. To qualify, actively use at least three services as described in the Gold Star Membership Discount program.