SVFCU checking accounts let you avoid many of the fees and penalties that big banks are notorious for. Enjoy easy access and dependability delivered with personal service, all with no monthly maintenance fees.
This is free checking that truly goes above and beyond.
Remote access services make your account accessible from virtually anywhere via Online and Mobile Banking, worldwide Visa Debit and ATM access, and thousands of Shared Service Centers nationwide.
Our Rebate Checking Account is most popular among our membership for its fee-free, value-added benefits, most notably a .5% discount on most loan products! Your Rebate Checking also includes a free box of checks (up to $15 value) each year.
Find the Account that's Best for You
| STANDARD|| PREMIUM|| REBATE|
|Minimum Balance ||—||$1,000||—|
|Below Minimum Fee||No Fee||No Fee||No Fee|
|Monthly Service Fee||No Fee||No Fee||No Fee|
|Free Checks||—||1 Box per year |
up to $15
|1 Box per year |
up to $15
| ART Telephone Access||Free||Free||Free|
| ATM/Visa Check Card||Free||Free||Free|
| Online & Mobile Access||Free||Free||Free|
|Electronic Bill Payer||Free||Free||Free|
|Bill Payer Transactions||6 per Month||20 per Month||20 per Month|
|Additional Transactions||$.50 Each||$.50 Each||$.50 Each|
| ACH Debits||Unlimited||Unlimited||Unlimited|
| Overdraft Protection||Free**||Free**||Free**|
|Other Requirements ||—||—||Online Access|
Direct Deposit ($300+)
|Loan Discounts||—||—||.5% off most loans|
Open a Checking Account
Reorder checks online or through the SVFCU office. A complete selection of available designs and special features is available.
Need Help Managing Your Money?
Everyone could use a little advice now and then on how to improve their financial habits and planning. Check out our tips for Managing Money and Protecting Your Identity to make sure you're on the right track.
*APR=Annual Percentage Rate
** Overdraft Protection: we will transfer funds from your savings account to cover your checks up to six (6) times per month. See Disclosure of Account Terms for full details. † Discount of 1/2% off loan rates applies to some but not all types of loans. To qualify, actively use at least three services as described in the Gold Star Membership Discount program.
Our Youth Members Get Cash Rewards
Open accounts for all the kids in your family! They can earn cash deposits for excellence in school.Learn More