Share Certificates

Maximize earnings on your savings with a Certificate of Deposit.

Share Certificates are safe investments that pay a guaranteed rate of return for a fixed period of time. There are no markets to watch and no risks to consider.

Flexible Term Options

Terms range from six months to three years. Choose shorter terms if you may need access to your cash in the near future, or longer terms to maximize your return.

Effective Sep 1, 2017

Term	Min Deposit	Rate	APY*
6 Month	$500	0.15%	0.15%
1 Year	$500	0.20%	0.20%
2 Year	$500	0.30%	0.30%
3 Year	$500	0.50%	0.50%

Dividends are paid on the last day of each month and may be added to the Certificate, be deposited to your account, or mailed to you by check.
*APY=Annual Percentage Yield

There is a penalty for early withdrawal. See the Disclosure of Account Terms for additional details.

Open a Regular Certificate

Or contact member service for more information.

Certificates for Retirement or Education Savings

Share Certificates are also available as Individual Retirement Accounts (IRAs) and Coverdell Education Savings Accounts (ESAs).

Open an IRA or ESA Certificate

Or consult a tax professional for more information.

Your Savings are Insured

Share Certificates at Susquehanna Valley FCU are insured to at least $250,000 by the Federal Government through the National Credit Union Administration (NCUA), which receives the highest ranking from deposit insurance experts as the healthiest of the federal insurance funds.

Current Offer

Our Youth Members Get Cash Rewards

Open accounts for all the kids in your family! They can earn cash deposits for excellence in school.

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— Irene C., New Cumberland, PA