Share Certificates

Maximize earnings on your savings with a Certificate of Deposit.

Share Certificates are safe investments that pay a guaranteed rate of return for a fixed period of time. There are no markets to watch and no risks to consider.

Flexible Term Options

Terms range from six months to three years. Choose shorter terms if you may need access to your cash in the near future, or longer terms to maximize your return.

Effective May 1, 2017

Certificates Term Min Deposit Rate APY*
6 Month $500 0.15% 0.15%
1 Year $500 0.20% 0.20%
2 Year $500 0.30% 0.30%
3 Year $500 0.50% 0.50%
Dividends are paid on the last day of each month and may be added to the Certificate, be deposited to your account, or mailed to you by check.
*APY=Annual Percentage Yield

There is a penalty for early withdrawal. See the Disclosure of Account Terms for additional details.

Open a Regular Certificate
Or contact member service for more information.
 

Certificates for Retirement or Education Savings

Share Certificates are also available as Individual Retirement Accounts (IRAs) and Coverdell Education Savings Accounts (ESAs).

Open an IRA or ESA Certificate
Or consult a tax professional for more information.

Your Savings are Insured

Share Certificates at Susquehanna Valley FCU are insured to at least $250,000 by the Federal Government through the National Credit Union Administration (NCUA), which receives the highest ranking from deposit insurance experts as the healthiest of the federal insurance funds.

Current Offer
Gold Star Members Get Loan Discounts. Claim Your Savings!

It pays to use SVFCU for all your banking needs. Our Gold Star Members receive an additional ½% APR* discount on select loans just for using everyday services. The rates as listed include the Gold Star Member Discount on qualifying loans.

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